Instalment Payment Plan



Terms & Procedure

Customers can opt for a 12 months instalment plan when shopping directly at JML with just a minimum spend of S$200 using POSB/DBS credit cards! Shop with us via Call-iN and Webstore.

Debit Card will not be eligible for instalment plan.


Instalment Plan Refund

According to DBS/POSB bank, Customers who have made their purchase through JML’s instalment plan will have to wait up to a period of 2 - 3weeks before the bank approves the credit back to purchaser’s credit card. A refund form will be signed when the customer visits JML’ service centre for the refund.


Procedure – The full product price which customer had paid for will be refunded to the credit card once the bank had approved the refund. However, customers will still need to continue paying for the balanced monthly sum. Early settlement of full instalment sum will result in a service charge of S$150 payable to DBS/POSB bank.


Do you only have credit cards from other banks? Let us know! We need to know your demands to supply the option!



Participating Banks:


DBS Bank

JML Singapore Pte Ltd is part of the JML Group of Companies. UEN No:201003805D
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